Open Password – Mittwoch, den 24. März 2021

# 903

Entwicklungsländer – World Trade Organisation – WTO-Verhandlungen – Digitale Importe – Maximilian Henning – netzpolitik.org – Moratorium – Digital-Exporteure – Zölle – USA – Bangladesh – Namibia – UNCTAD – Japan – China – EU – Indien – Südafrika – Kasachstan – Corona – Cote d´Ivoire – Third World Networks – BIIA – Joachim C. Bartels – Accenture – Market Boundaries – Industry Definitions – Convergence – Sources for Value Creation – Disruptors – Credit Information Providers – Amazon – Explorer – Producer – Assembler-Distributor – Personalizer – Networker – Credit Rating – Credit Reporting – Moody´s Analytics – DataHub – Risk Management – Know Your Customer – one Stop Shop – Bureau van Dijk – S&P Global Market Intelligence – CRIF – we.Trade – Linux – Hyperledger Fabric – Refinitiv – BitSight – Creditsage – Cyber Security Ratings – Fintechs – Credit Insurers – Experian – Regulated Environments – Governance – Compliance – Time of Opportunity – vfm – Frühjahrstagung – Corona – Agile Mediendokumentation

Über den Tellerrand (29)

Entwicklungsländer können an WTO-Verhandlungen nicht wirklich teilnehmen
Auf Dauer von digitalen Importen überrollt?

 

Maximilian Henning, Verhandlungen bei der WTO: Digitalwirtschaften ärmerer Länder sollen weiter schutzlos bleiben, in: netzpolitik.org/2021. Ein geleaktes Dokument zeigt den Stand der Verhandlungen in der World Trade Organisation um den Handel mit digitalen Gütern an. Seit 1998 gilt das sogenannte „Moratorium“, in dem sich die Länder verpflichten, „keine Zollabgaben auf elektronische Übertragungen zu erheben“, beizubehalten. Der Autor meint dazu, dass „vor allem die Digitalwirtschaft ärmerer Ländern … unter der Dominanz der großen Digital-Exporteure leiden“ könnte.

Während Zölle für die USA ein Prozent der Staatseinnahmen ausmachen, sind dies für Banglasdesh und Namibia nahezu 30 Prozent. Nach einer UNCTAD-Studie wurden „2017 mehr als die Hälfte der digitalisierbaren Waren auch digital gehandelt, …weltweit im Wert von über 139 Milliarden Dollar. Ärmeren Ländern gingen dadurch bis zu acht Milliarden US-Dollar verloren.“ In den laufenden Verhandlungen bemühen sich die USA, Japan, China und die EU darum, das „Moratorium“ dauerhaft festzuschreiben. Ende 2019 drohten Indien und Südafrika damit, das „Moratorium“ nicht weiter zu verlängern (was alle Unterzeichnerstaaten eigentlich alle zwei Jahre tun müssten). Schließlich einigte man sich, das Moratorium vorläufig bis zur nächsten Ministerkonferenz 2020 in Kasachstan zu verlängern. Diese Konferenz fand wegen Corona nicht statt.

Henning geht nicht auf das Argument ein, dass sich erst entwickelnde digitale Industrien innerhalb nationaler Grenzen geschützt werden sollten, bis sie fit genug sind, um im weltweiten Freihandel gegen die übermächtigen HighTech-Konzerne überleben zu können. Noch erörtert er, was eine weitgehende Abhängigkeit von digitalen Importen für wirtschaftliche, kulturelle und politische Folgen in der Entwicklungsländern hätte. Aber er legt dar, dass sich die ärmeren Ländern die überaus komplexen Verhandlungen über digitale Dienste nicht leisten können. Diese Komplexität wird noch dadurch erhöht, dass die Kernbegriffe des „Moratoriums“ nicht eindeutig definiert sind.

So erklärte die WTO-Delegation der Cote d`Ivoire: „Unsere Delegationen in Genf sind recht klein und unsere Beamten haben verschiedene Verpflichtungen außerhalb der WTO. Wir können es uns nicht leisten, Expert*innen zu senden, um alle Bereiche der Verhandlungen abzudecken. Wir können es uns nicht leisten, technische Unterstützung aus unseren Hauptstädten heranzuziehen, wie es die entwickelteren Länder tun.“ Deshalb sollte die WTO den ärmeren Ländern Geld geben, damit diese an den Verhandlungen wirklich teilnehmen können. Berichte zu den Verhandlungen sollten immer in allen drei Sprachen der WTO veröffentlicht werden, alle Sitzung sollten Simultanübersetzung anbieten und bei der Vergabe von Terminen andere Verhandlungen mitgedacht werden.“

Bleibt die WTO damit eine Arena nur für die reichen Staaten? Der Bericht der Third World Networks warnt, dass ein permanentes Moratorium Entwicklungsländer „in Handschellen und mit Augenbinde ins finanzielle Unbekannte führen“ würde.

BIIA, International Partner of Open Password

Focus on Value: Challenging Traditional Views
of Industry Definitions

 

By Joachim C. Bartels, Managing Director and Editor-in-Chief
of the Business Information Industry Association (BIIA)

Joachim C. Bartels

BIIA has recently come across an article “Focus on Value: What Your Company Does Matters more than Where It Sits”, which we posted on the BIIA website.In this thought inspiring article the co-authors (both from Accenture) raised the issue about the validity of current market boundaries, or industry definitions. In their preamble the authors rightfully pointed out: “….for decades, industry definitions have been used to both group certain companies and business activities together as well as to serve as the starting point for growth and operational business strategies. In a pre-digital world, that thinking made a lot of sense. Today, however, traditional industry boundaries are often blurred as companies jostle with convergence and consolidation. Strategy development in this boundaryless environment requires a new perspective. Companies need to think first about what they are famous for, and from which capabilities and services their business, employees and customers derive value, rather than their historical industry affiliation.”

The opportunity and the role of a lifetime. The authors provided some examples of how leading companies are now focusing on the roles they should play in creating customer solutions within their own industry and across new industries. They even see the blurring of industry boundaries as an opportunity of a lifetime. For the past 20 years of having had an ‘outside looking in view’, I fully agree with this assessment.

Let me start by saying that finding new sources for value creation both inside and outside traditional industry boundaries should be part of an ongoing strategic review process. That of course is easier said than done. It takes a lot of vision gleaned by working on the ‘customer front’. However, in many cases when such a process is called for, it is almost too late after disruptors have entered the fray.

Profits Tell the Tale. The suggestion was raised that winners in the new game of customer centricity are leading the pack in profitability. Yes, winners take it all and can be highly profitable. In our industry market leaders produce incredibly high profit margins, but there are others who have a strategic intent to plough all surpluses into growth. Traditional credit information providers are no longer growing and disruptors are benefiting from double digit growth. The newcomers generally go for growth at the expense of showing profits. There are numerous examples in our industry.

Amazon is a unique example of a company that needs to be watched. It thrives on internally generated information on suppliers and customers and may be willing to try its hand in sharing it with others. Amazon’s motto seems to be ‘who needs to buy information’ when it can be generated internally? Amazon avoids reporting profits by using expense investments to generate growth. It pays hardly any taxes and companies who show high profitability have to shed a lot of cash to satisfy the Internal Revenue. Under such a scenario listed companies in credit reporting, as compared to the newcomers could be at a disadvantage.

Perhaps the high margin earners in our industry should take a cue from Amazon and others in order to be able to grow faster

The role of a Lifetime: Accenture identified the five most important business archetypes and many of the examples are from the manufacturing sector. However, the concept can be applied to our industry.

Explorer: invents new materials and processes and originates breakthrough components for use in many products. In our case it would be the software industry who would invent new tools such as data management, others providing new solutions for applications in analytics and AI, or companies searching for new data sets.

Producer: manufactures existing and newly invented materials and components at low cost and scale. These would be companies who source data, create databases..

Assembler-Distributor: brings together components, adds value and then distributes a final market-ready output. In our case these are companies thriving on partnerships in bringing together data, platforms and analytics.

Personalizer: designs highly relevant customer solutions and experiences from the world of available components. Creating risk management or marketing applications for particular customer segments.

Networker: facilitates the flow of digital and material goods across the roles. For example, in the ‘identity/kyc/aml’ space we see many examples of companies help financial services institutions to be compliant.

Seeing is Believing: In applying this new lens of seeking role-based excellence for value creation, Accenture sees four essential activities which should be looked at from a different perspective: Opportunity, Competition, Industry viewpoint, Organization and Governance.

See Opportunity Differently – in applying this new imperative for our ‘industry segments’one can see the following:

Credit Rating –Credit Reporting were once separate industry segments – now there is convergence.

Traditional boundaries had already started to blur more than ten years ago. In the meantime, hundreds of disruptors had appeared who serve specific customer needs delivering decision support for whatever business decisions to be made, and in real time. The new world of providing decision support is still fragmented, nevertheless consolidations and a one shop approach may not be far off. Or at least that was what I thought.

The bombshell dropped on January 28, 2021 when Moody’s Analytics introduced ‘DataHub’, a risk management tool which allows credit risk managers to pick and choose to manage a variety of risks of 400 million private and public companies and on a global scope: Moody’s DataHub delivers cross-referenced datasets in a centralized area with sophisticated analytical capabilities. The platform facilitates an holistic view of risks and opportunities related to credit, real estate investments, and climate, and provides essential inputs for Know Your Customer (KYC) onboarding and compliance screening, master data management, and entity resolution. In essence a customer oriented one stop shop for risk managers.

How did they get there? Clearly Moody’s looked at the rating business from a different angle: Decision support or risk management in a broader sense. The rating industry still enjoys huge margins and no disruptor has yet managed to unravel the oligopoly. Nevertheless, the rating agencies have been heeding the message during the last financial crisis that regulators, in the end, have greater leverage to define their industry. Therefore, they are moving fast into unregulated activities.

For example, Moody’s Analytics acquiring Bureau van Dijk and S&P Global Market Intelligence launched S&P Global RiskGauge Reports, a new Credit Analytics offering. In both cases the skill sets in rating, meaning risk management were applied in the entry into an adjacent industry segment.

CRIF made a strategic investment in we.Trade, a digital trade platform based on the Linux Foundation’s Hyperledger Fabric and runs on the IBM Blockchain Platform for 12 banks. we.Trade digital platform delivers reliability, simplicity and security to global trade transactions across trade finance, insurance and logistics. “CRIF and we.Trade will create synergies that will help companies to address their challenges making it easier and more reliable for buyers and sellers to trade globally”, commented Carlo Gherardi, Chairman of CRIF. In one swoop 12 international banks got a one stop shop access to 230 million companies.

Refinitiv, BitSight and Creditsafe is another example of convergence of three heretofore separate industry segments: Financial Crime, KYC and AML – Cyber Security Ratings – Credit information.

Refinitiv is further expanding the scope of its data-driven due diligence reports with the addition of cybersecurity and company credit risk ratings from BitSight and Creditsafe. The data partnerships follow Refinitiv’s recent inclusion of ESG data and its acquisition of The Red Flag Group last year.

The addition of cybersecurity and credit risk ratings is in response to the myriad of legal and regulatory obligations organizations face when dealing with third parties. Suppliers, distributors, resellers and other third parties may pose significant integrity and compliance risks and these need to be managed by every company to avoid significant fines and reputational damage.

See Competitors Differently: Fintechs are using alternative data and analytics thus ignoring traditional credit information suppliers. As they grab significant lending from traditional banking, the consumption of information services will also be declining. The loss in revenue cannot be made up by tapping into Fintech as a new customer segment, because they hardly use credit histories from traditional credit information providers.

Some members of our industry were not deterred by this predicament. They made strategic minority investments in Fintech companies to learn and to be able to provide their expertise in data management and decision support. Beware of situations when customers become competitors. Credit Insurers were once large information buyers. Today they are in risk management, generating their own performance data and help their clients with the assessment of risk. Their new profession is risk management.

See Industry Differently. Amazon was mentioned before. They never limited itself to the industry lens of online book retailing. When the printing industry could not deliver books to customers, Amazon had to return to bricks-and-mortar concept of warehousing and delivery services. Amazon sees the opportunity in owning and controlling the Networker archetype in its business.

Experian is not limiting itself by staying in its credit bureau and decision support services. It is seeking to apply its decision support expertise to other industries. The executive team at Experian sees enormous potential in both analytics and AI to amplify the impact that they have (Experian aims at the $5 trillion AI market).

See Organization and Governance Differently. Many of our larger industry member are matrixed and work in regulated environments. Partnering with such ‘institutions’ will require some adjustment. If the partnership is of significant scale, norms and industry ethics need to be managed well. In regulated environments governance and compliance will play a larger role.

There are indications that some of major industry players in regulated segments such as credit bureaus are seeking entry into non-regulated industries, not to become hostage to regulators. Some are able to apply their expertise in other industries.

Nevertheless, given the current disruptions and turmoil as a result ofthe pandemic, I sense that a lot of rethinking is currently underway in how to move forward and exploiting opportunities.

Opportunity and role of a lifetime? In light of the disruptions and changes now is the time to revisit customer needs, look at competition, be aware they have the same tools, and how efficiently are they using these tools. Has disruption in our industry and adjacent industries caused consolidation and convergence? This is the time of opportunity, perhaps once in your lifetime. It is also the time to create your company’s role of a lifetime and perhaps your own.

vfm – Frühjahrstagung 2021

Große Freiheit oder Quarantäne
Agile Mediendokumentation

in Zeiten von Corona

26.-28. April, Große Freiheit oder Quarantäne – Agile Mediendokumentation in Zeiten von Corona

Montag · 26. April 2021

Eröffnungsveranstaltung

9:30 Warm-up Einführung in Organisation und Technik der virtuellen Tagung – Sven Latzel (ARD/ZDF-Medienakademie, Nürnberg)

10:00 Begrüßung Mario Müller (Seven.One Production, Vorsitzender des vfm)

10:10 Eröffnungsvortrag – Der digitale Wandel und sein Einfluss auf die Bedeutung, die Aufgaben und die Arbeit von Medienhäusern – Prof. Karin Bjerregaard Schlüter (Universität der Künste Berlin)

Diskussion

SESSION 11:00

Agile Organisation und Entwicklung

Moderation: Vanessa Sautter (SRF, Zürich)

Agiles Arbeiten im Content Management bei RTL News – Stefan Doganay (infoNetwork GmbH, Köln)

Reinventing IDA – Wie und warum Mitarbeiter:innen ihre HA umgestalten – Jasmin Baumgartner, Christina Bouché (SWR, Baden-Baden/Mainz)

Diskussionsrunde: Mehr Spaß mit New Work

mit den Referent:innen und als weiteren Teilnehmer:innen: Prof. Karin Bjerregaard Schlüter (Universität der Künste Berlin) – Kurt Jansson (Der Spiegel, Hamburg)

13:00 Unsere Sponsoren stellen neue Lösungen und Produkte vor (bis14:00)

Dienstag · 27. April 2021

SESSION 2

9:30 newcomer-forum im vfm – Neues aus den Hochschulen
Moderation: Heiko Linnemann (Greenpeace, Hamburg)

Künstliche Intelligenz und Maschinelles Lernen für Einsteiger – ein Online-Kurs auf openHPI – Johannes Hötter und Christian Warmuth (Hasso-Plattner-Institut, Potsdam)

Vom Archiv aufs Notenpult – neue Möglichkeiten mit digitalem Notenmaterial? – Julia Pestke (WDR, Köln)

Linked Data für Neue Musik: Entwicklung einer Ontologie für die Donaueschinger Musiktage – Lena Wigand-Steinmetz (SWR, Baden-Baden)

10.45 Uhr Verleihung des Marianne-Englert-Preises

SESSION 3

11:30 Technische Innovationen
Moderation: Michael Vielhaber (ORF, Wien)

Audio Mining: Inovationen und neue Anwendungsfälle – Dr. Christoph Schmidt (Fraunhofer IAIS, St. Augustin)

Vollautomatische Highlight-Erkennung und Video-Compilation in Wimbledon und den US Open – Jakob Rosinski (IBM, Hamburg)

„Visuelle Informationssuche in Video-Archiven“ (VIVA) – Videomining auf historischem Material – Joanna Bars (DRA, Potsdam), Dr. Markus Mühling (Philipps-Universität Marburg), Kader Pustu-Iren (TIB Hannover)

KI-generierte Metadaten – von der Technologiebeobachtung bis zum produktiven Einsatz – Dr. Dirk Maroni und Ralf Walhöfer (WDR, Köln)

13:00 Unsere Sponsoren stellen neue Lösungen und Produkte vor (bis14:00)

19:30 Virtueller Gesellschaftsabend

Mittwoch · 28. April 2021

SESSION 4

9:30 Musik und Dokumentation
Moderation: Thomas Lehmann (WDR, Köln)

Zukunftsmusik – reloaded: die neue Musikrecherche in SPHINX Musik+ – Martina Rinke und Andrea Simon (ZDF, Mainz)

Was macht eigentlich die Musikberatung bei Radio Bremen? – Christian Seif (Radio Bremen, Ort)

Aus 4 mach PlayInfoPlus.net – so klingt die mehrsprachige Musik-Datenbank der SRG Flavio Tuor (RTR, Chur)

SESSION 5

11:30 Neue Rollen und Workflows
Moderation: Conrad Leilich (Gruner+Jahr, Hamburg)

Fake News auf der Spur – Zusammenarbeit zwischen ZDFheute und ABD bei der Verifikation von User Generated Content – Dr. Stefan Hertrampf (ZDF, Mainz)

Ist das noch Textdokumentation? – Neue Rollen und Workflows für Pressedokumentar*innen – Ute Mader, Hanno Jochemich (WDR, Köln)

Home-Office vs. Lock-Office – Erfahrungen mit Homeoffice im Bereich der ORF-Dokumentation; ein Vergleich aus der Vor-Corona-Zeit mit der Phase des Corona-Lockdowns 2020 – Michael Springer (ORF, Wien)

13:00 Abschlussworte Mario Müller (Vorsitzender des vfm)

vfm-Büro: Hiltrud Lehmkühler, Ruf: (175) 297 26011

Open Password

Forum und Nachrichten
für die Informationsbranche
im deutschsprachigen Raum

Neue Ausgaben von Open Password erscheinen viermal in der Woche.

Wer den E-Mai-Service kostenfrei abonnieren möchte – bitte unter www.password-online.de eintragen.

Die aktuelle Ausgabe von Open Password ist unmittelbar nach ihrem Erscheinen im Web abzurufen. www.password-online.de/archiv. Das gilt auch für alle früher erschienenen Ausgaben.

International Co-operation Partner:

Outsell (London)
Business Industry Information Association/BIIA (Hongkong)

Anzeige

FAQ + Hilfe